HOPE USA. Inc. • 3578 Centre Circle • Fort Mill, SC 29715
Call Now! 704-499-9696
Experienced. Reliable. Trusted.
Many of our clients come to us discouraged and hopeless. Trying to fix your own past credit problems can be difficult. Many credit repair programs are scams and even the legitimate ones take a long time and can make your credit worse before it gets better. Our program is designed to educate and empower you to take control of your financial future!
Fast Results...
Many of our clients are ready to buy a home within a few months. We have an extensive network of real estate professionals, lenders, and investors who can help you find the home of your dreams!
• Tuesday, March 03rd, 2009
 Here are a few more frequently asked questions about credit.
What will happen after I pay a collection, judgment, or tax lien?
The
account will be updated on your credit report to show that it has been paid and
will have a notation like/as the following:
- “Satisfied”
- “Released”
- “Paid”
- “Settled in full”
- “Settled for less than the
full balance”
The paid account may not necessarily be removed from your
credit file. |
How do inquiries
affect me?
There are 2 types of
Inquiries:
First Type- Usually are called “Pre-screening
[Offers]” -These are initiated by creditors who wish to grant you credit. You
may receive these in the mail. This type does not negatively affect your credit
and will not be seen by your potential creditors.
Second
Type- You initiated an application* for credit and this inquiry can be
seen on your credit report and by your potential creditors. This type can
potentially have a negative affect on your credit file. *Note: Simply
providing your name and social security number can be an
application.
Both types of inquiries can appear on your credit report because
you have the right to see all types of inquiries on your
file.
How long can inquiries stay on my credit
file?
Inquiries can stay on your
credit file for 2 years
HOPE educates and assist our clients with all of the credit issues that can effect your score. If you want to know more please call us at 704-503-3669. We are waiting on your call |
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