I am often asked, “What is a good credit score?”  Here is a chart that will help you.

• 720 – 850 – Excellent – the best financing terms and represents the best score range 
  

• 700 – 719 – Very Good – qualifies to receive favorable financing 

• 675 – 699 – Average – will qualify for most loans 
  

• 620 – 674 – Sub-prime – may qualify but will pay higher interest 

• 560 – 619 – Risky – might have trouble getting a loan

  It takes a healthy credit score to do almost anything today. Almost everyone will need some help to reach that goal. On your own it may take years to establish healthy credit.

  At HOPE we help our clients achieve the credit score they desire as quickly as possible. We will help you take your credit from where it is now, to a very healthy credit rating. If you would like more information please call us at 704-503-3669. We are waiting on your call.