HOPE USA. Inc. • 3578 Centre Circle • Fort Mill, SC 29715 • Fax: 704-353-7221

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Many of our clients come to us discouraged and hopeless. Trying to fix your own past credit problems can be difficult. Many credit repair programs are scams and even the legitimate ones take a long time and can make your credit worse before it gets better. Our program is designed to educate and empower you to take control of your financial future!

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Many of our clients are ready to buy a home within a few months. We have an extensive network of real estate professionals, lenders, and investors who can help you find the home of your dreams!

Archive for April 2nd, 2009

Author: Ron
• Thursday, April 02nd, 2009

bankruptcyI have often been asked, “How long will a bankruptcy stay on my credit report?”

A chapter13 bankruptcy public record may stay on your report for 7 years form the date it was filed. It is possible for the items included in the bankruptcy to be deleted earlier because their original deliquency date may be older than the filing.

A chapter 7 bankruptcy public record may stay on your credit report for 10 years from the date it was filed. Individual accounts included in the bankruptcy may be deleted earlier again because they come off after 7 years from the delinquency.

HOPE helps educate our clients through the maze of establishing healthy credit even after a bankruptcy. You can have a good credit report again. HOPE will teach you how. If you are interested in finding out more please call us at 704-503-3669. We are waiting on your call!

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