This week we are republishing some of our most popular articles in case you missed them the first time around. I believe these articles will be very helpful to you.

Did you know that often it’s possible to settle out your debt for less than you actually owe? That’s right, many of your creditors may be willing to accept less than the balance owed to satisfy a past due account. This can equal big savings for you.

It is highly recommended that you use a professional debt negotiation service, like the HOPE Program, to ensure that you receive the best settlement available. People often think that it will be cheaper to pay off the negative accounts on their credit by themselves. However, the average consumer pays much more to settle an account alone than they would pay if they had professional debt negotiators working on their behalf. Members of the HOPE Program typically save far more money through the debt settlements arranged by HOPE than they pay in HOPE membership fees. That means that it is actually cheaper for them to have HOPE Program negotiators settle their collection accounts for them than it would be for them to settle the accounts on their own.

Here is an example of the savings reached for a HOPE client this very afternoon:

Type of Account: Credit Card
Amount Owed: $5,425.62
Settlement Amount (Negotiated by HOPE): $1,050
Total Savings: $4,374.62

This HOPE client saved 80% off his debt! The client can now use the additional funds, that he would have paid to his credit card company, to settle out additional collection accounts. HOPE will be there to help him complete this process as quickly and as inexpensively as possible.

If you need help with your past debt, give us a call today at 704-503-3669. Our caring staff is standing by to assist you with your credit needs!