Signs You May Need a HOPE Credit “Tune Up”

-You want higher credit scores

–You have been turned down for a loan

–You have collection accounts

–You have made late payments within the last 2 years

–You have major credit issues (bankruptcy, repossession, foreclosure, charged off accounts, etc.)

–If your answer is yes to any of the above we will be glad to schedule an appointment for you. Call today us at 704-499-9696

What should I look for to be sure I can trust HOPE USA? I think there are at least 10 things to look for.

1. Be sure the company has a good reputation. Many companies over promise and under deliver. It is important that the company has a good track record. See what former clients have to say about the service they received.

2. Be sure the company did not just start doing business last month. Again a proven track record goes a long way toward being sure the company will perform well and will be around for some time in the future.

3. Ask how long it will take to help you achieve your goals. Some companies want to keep you in their program as long as they can to make more money off of you. Pick a company that will help you achieve your goals in the shortest amount of time possible.

4. Ask the company exactly how they are going to help you obtain a healthy credit report. Find a company that will do more than just put a temporary band aid on your credit. Find a company that will teach you how to obtain a healthy credit report and how to keep it healthy for the rest of your life.

5. Find a company that will keep you informed about the process all along the way. Communication and the ability to ask the company questions will go a long way toward helping you obtain your goals faster and with better results.

6. Find a company that will charge reasonable fees and is not out to gouge you. I know of a company that charged almost $2600 to work on a clients file with little results.

7. Using a company that has been in business for years will help you negotiate and pay off accounts at great savings, sometimes thousands of dollars in savings. These companies will have contacts all over the United States that will work with you.

8. Find a company that will counsel you on making wise credit decisions. To maintain a healthy credit file you need proven and trusted professionals that know what they are doing so they can advise you properly.

9. Find a company that will keep you updated about current credit issues that will affect your financial future. Part of our credit education is staying on top of new laws and news that can benefit your total credit picture.

10. Find a company that reveals everything upfront with no hidden fees or rules that you will find out about later. Look carefully at the materials and web site to see if they disclose things clearly to you up front. Also be sure they do not pressure you to sign up today. If they are a reputable company there services will be available to you tomorrow, next week, next month and even next year. Be sure you feel comfortable and have confidence in the decision you finally make.

HOPE USA will offers all of the things listed above to clients every day. If you would like to know more please call our friendly staff at 704-499-9696. They are waiting on your call.

I have found that people want someone they can trust to help them improve their credit situations but don’t know who they can trust with all of the scam that is out there. Integrity has been at the center of all we have done for almost ten years now. We have endeavored to have a program that you can have confidence in. Our clients thank us continually for helping them realize their dream of home ownership.

These are tough times economically for so many people. At one time many of our clients have had a great credit score but because of a job lay off, accident or illness they now find themselves in difficult times. We have other clients that come to us who made bad decisions earlier in life and gave up a long time ago on having a healthy credit score. We also have clients come to us who have never established credit and they have no scores at all. What ever situation you find yourself in we can help you at HOPE.

I am often asked is there such a thing as a hopeless situation and the answer to that is No. “Hopeless” is not in our vocabulary. Any situation can be turned around for good. Your situation is not hopeless. There are certain principals that we can help you put into place that will begin to get rid of the negative and build the positive at the same time. When you do this your scores will immediately begin to change for the good. It does not take as long as you think to get your scores on the right track. Our goal is to help you reach the goal of home ownership or clean credit in the shortest time possible.

At HOPE we get just as excited as you do when we help you reach your goal of home ownership. You will find a caring and supportive staff at HOPE that delights in helping you reach your goal. Our current and past clients are our best source of referrals. Our goal is always 100% satisfaction. Please give us a call at 704-499-9696 and we will help you start your path toward healthy credit.