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We are happy to announce that you can now follow the HOPE Program on Facebook!  Stay on top of the latest updates, events, and announcements from HOPE right on your Facebook page.

The HOPE Facebook page will feature weekly articles and insights to help you learn even more about how to achieve a healthy credit report and how to improve an already healthy credit report.  Plus, you can “share” these articles and insights with your Facebook friends easier than ever before.  Click here to visit our Facebook page now.  We hope you “like” what you see!

HOPE members are graduating our program at an unprecedented rate! We are so proud to announce that, in the last 8 weeks alone, 42 of our members have graduated from HOPE with credit scores healthy enough to qualify for a home loan!  At HOPE we constantly search for ways to improve our program, causing our members to see better, faster results.  Our goal is, not only to help our members overcome negative credit issues, but also to teach our members how to maintain healthy credit for life.

Did you know that 99% of HOPE members were referred to our program by a former client, Realtor, or loan officer who has already worked with the HOPE Program in the past?  If these clients, Realtors, and loan officers did not have a great experience with HOPE do you think they would recommend us to someone else? Of course not!  We know that if we offer good customer service and great results to our clients that, not only will they have a wonderful experience with HOPE, but they will tell others about it too.  For over 10 years HOPE has been a referral based business only.  We pay for no outside advertising.  This helps us to keep our fees affordable for everyone and helps to keep our staff accountable to always deliver excellence in customer service.

If you are not currently a member of the HOPE Program, please contact us today.  We would love to help you deal with any negative credit issues that are plaguing you at this time.  Healthy credit does not have to be a dream.  Let HOPE help you turn your goal into a reality!  Call 704-499-9696 today.  We can’t wait to hear from you soon!

~Michelle Black

Congress late Wednesday night extended the deadline by three months of a popular home-buyer tax credit that has helped fuel the real estate market in recent months.

The extension is only for those buyers who signed a purchase contract by April 30 and need extra time to close their deals. The deadline to close was Wednesday and the extension will push that deadline to Sept. 30. The incentive offers up to $8,000 for certain buyers.

Real estate brokerage offices and mortgage lenders have been backlogged with the number of people trying to close their deals by the Wednesday deadline, according to the National Assn. of Realtors, a group that lobbied heavily for the extension. The group estimated that the extra time would assist some 180,000 people nationally and 17,700 Californians who qualify for the credit but did not appear as if they would meet the Wednesday deadline to close their deals.

The President is expected to sign the bill soon.