“Credit repair” has become synonymous with a dirty word in today’s culture, and for good reason.  The “credit repair” industry is running rampant with scam, dishonestly, and downright thievery in some cases.  It is very difficult for the consumer to know who they can trust and which company to choose when deciding to reach out for help with their credit problems.  Here are just a few of the many reasons why the HOPE Program stands apart from the competition:

1.  HOPE is a credit education program NOT a credit repair company.  While this may sound like semantics, it truly is an extremely important difference.  HOPE works to not only help our clients work to achieve the healthy credit they desire to have, but also to teach our clients how to maintain healthy credit for a lifetime.

2.  HOPE strives to help our clients complete the program with healthier credit as quickly as possible.  Credit repair companies typically challenge a few accounts with one credit bureau at a time in order to stretch out their clients’ memberships for as long as possible.  This enables the “credit repair” company to collect more money from their clients in the long run.  Even many of the “law firms” engage in this very unethical practice.

3.  HOPE offers more!  The average credit repair company charges their clients for a long, drawn out challenge process (as mentioned above) with no other benefits.  However, HOPE members pay a very affordable membership fee ($199 analysis/set up then $99 per month for the work done the previous month) and receive a host of extra membership benefits for free!  HOPE membership benefits include: direct negotiations with creditors, unlimited challenges of questionable/negative accounts with all 3 credit bureaus, personalized budgeting assistance, one on one consultations to teach clients how to establish and maintain current healthy credit, and much more!

4.  HOPE is a referral based company.  The only way someone hears about the HOPE Program is through a client, Realtor, or loan officer who has already had a great experience with us and knows that we are a reputable, integrity conscious company.  We want our potential clients to feel at ease when meeting with us for the first time and, therefore, HOPE has not paid for outside advertising in over 10 years in business.  You won’t see a misleading “Fix Your Credit Fast!” sign on the side of the road with HOPE’s name on it!  We know that if we do a good job for our clients they will refer others to us.  We also know that if we don’t do a good job we will receive bad reviews from our clients and this keeps us more accountable to provide excellence in customer service and care.

These are just a few of the reasons that HOPE stands out amongst other inefficient and, often times, dishonest “credit repair” companies.  Additionally, HOPE has had over 50 graduates in a little over 2 and 1/2 months to complete our program with credit scores healthy enough to purchase a home! Call us today at 704-499-9696 to speak with one of our caring credit specialists and find out why the HOPE Program may be just the answer that you have been looking for to help with your credit problems.  Poor credit does not have to control your life for one more day! There is an answer and HOPE can help!  We hope to hear from you soon.