The HOPE Program Presents:
Credit Myths Exposed

The Credit Seminar You Need to Start Your Year Off Right!

When:  Saturday, January 2, 2010
Time:  2:00 pm
Where:  HOPE Operations Center, 3578 Centre Circle, Fort Mill, SC 29715
Cost:  $10 Per Person at Door (Free for Current HOPE Members!)

Not knowing the truth about your credit report and your credit scores can lead to major problems.  It often takes the advice of a credit expert to truly understand what it takes to achieve and maintain a healthy credit report.  Join us for this informative, life changing seminar to learn how you can deal with the credit issues you have been facing.  Already have a good credit rating?  This seminar is for you too!  Even if your credit score is in the 700s there are still ways you can improve it.

Space is limited.  Please visit http://hope4usa.com/credit-seminar-rsvp/ to reserve your seat today.  We can’t wait to see you!

Feel free to call us at 704-499-9696 if you have any questions.

When: Tuesday, December 1st at 7:00 pm
Where: HOPE Operations Center, 3578 Centre Circle, Fort Mill, SC 29715
Cost: $10 Registration at Door, $5 Pre-paid Registration ( visit http://hope4usa.com/join-hope-now/), Free for HOPE Members

Space is limited!  Please visit http://hope4usa.com/credit-seminar-rsvp/ to reserve your seat today.

You don’t want to miss this truly life changing seminar sponsored by the HOPE Program. The first step in obtaining and maintaining a healthy credit report is to have a good, strong budgeting plan. In this seminar our caring staff will give you all of the tools you need to establish your very own, easy to use budget.

The average American does not have a working budget plan. As a result, the average American household has over $12,000 in credit card debt. This is caused by spending money we do not have. An unbalanced budget often leads to late or missed payments and ultimately, a poor credit rating.

We hope that you will join us as the HOPE staff shares with you the secrets to a financially sound future. There is an answer and the HOPE Program can help. See you soon!

Directions:

From Charlotte:

Take I 77 South to Exit 90 (Carowinds Blvd.)
Turn Left at the end of the ramp
At the first light turn left onto Springhill Farm Rd.
Drive 0.4 miles and turn left onto Centre Circle (Carolinas Point)
Drive 0.2 miles and 3578 will be on your right

From Rock Hill:

Take I 77 South to Exit 90 (Carowinds Blvd.)
At the end of the ramp go straight across to Springhill Farm rd.
Drive 0.4 miles and turn left onto Centre Circle (Carolinas Point)
Drive 0.2 miles and 3578 will be on your right

If you get lost call 704-499-9696.

Reasons Charlotte NC is a great place to live. Reason 5

This week we have been sharing with you reasons why Charlotte, NC is a great place to live.

Today Reasons #5. We will give you a brief summary of reasons why others think Charlotte is a great city.

For a second year in a row Charlotte North Carolina has been voted the number one place to live by RelocateAmerica.com. RelocateAmerica.com is an online relocation information resource owned and operated by a real state broker firm called HomeRoute. RelocateAmerica.com has been ranking cities annually for 11 years. They accept city nominations that are considered by the nominees a great place to live. The nominations then are reviewed by their editorial team along with other city key data like education, employment, crime, housing, parks etc and then ranked.

Reasons to live in Charlotte North Carolina:
1. Destination could not be any better. The Appalachian Mountains are only a two hour drive to the west and the sun filled beaches are only three hours to the east.
Charlotte N.C. was selected as one of the “10 Best Places to Live” by Money Magazine.

2. Second largest center of financial transaction in the United States.
Some of the best known fortune 500 companies are located in Charlotte.

3.There are very good schools in and around Charlotte.

4. The cost of living in Charlotte is relatively low compared to the national average.

5. The weather is relatively mild in the winter and warm in the summer.

6. Pro Sport Organizations: (NFL Football: Carolina Pathers), (NBA Basketball: Charlotte Bobcats), (Minor League Baseball: Charlotte Knights), (WNBA Basketball: Charlotte Sting), (Hockey: Charlotte Checkers), Home of NASCAR’s Lowes Motor Speedway.

7. Jobs: Last year, the city created 12,000 new jobs.

8. You’ll find miles of walking trails.

9. There are several quality golfing communities.

10. There are many city parks and sports complexes including baseball, soccer, tennis, fields, YMCA facilities and Leon Springs facilities.

12. Located near or on a recreation Lake Wylie with fishing, boating, swimming, etc.

13. Friendly people.

14. A bonus last year – Property taxes were lowered for most home owners in 2007.

At HOPE we will help you achieve the credit score you desire so you can qualify for the lowest interest rates available to you. If you would like to know how please call us at 704-503-3669. We are waiting on your call.

Reasons Charlotte NC is a great place to live. Reason 2

This week we are listing 5 reasons why Charlotte NC is a great place to live. Many of our clients are considering a move to Charlotte and want to know why Charlotte is such a great place.

Today, Reason #2 If you love theater and the arts you will love Charlotte N.C.

We have :

The Actors Theater
http://www.actorstheatrecharlotte.org/

Theater Charlotte
http://www.theatrecharlotte.org/

North Carolina Blumenthal Performing Arts Center Home http://www.blumenthalcenter.org/

Belk Theater
http://www.tickettango.com/ResultsGeneral.aspx?stype=0&kwds=Belk%20Theatre&gclid=CNSshr7NtZoCFRJxxwodXSezcw

Children’s Theatre of Charlotte
http://www.ctcharlotte.org/

Charlotte Comedy Theater
http://www.charlottecomedy.com/

Neighborhood Theater
http://www.neighborhoodtheatre.com/

North Carolina Dance Theater
http://www.ncdance.org/

The Charlotte Symphony
http://www.charlottesymphony.org/

The Mint Museum
http://www.mintmuseum.org/

Ovens Auditorium
http://www.ovensauditorium.com/

Tremont Music Hall
http://www.tremontmusichall.com/home.aspx

The Comedy Zone
http://heffrontalent.com/v2/

There is a whole lot more. This is in no way an exhaustive list.

If you have credit issues we can help you at HOPE. Whether it is a small issue or many larger ones we can guide you to the credit score you desire. If you would like to know more please call us at 704-503-3669. Our staff is waiting for your call.

I have often been asked: “Are department store credit cards best?”

Not really. Many times they will offer you a discount on todays purchase if you apply for their cards. There are several reasons I would stay away from these cards.

1. Department store credit cards are many times harder to qualify for.

2. Everytime someone pulls your credit, it lowers your scores.

3. Many times the interest rate is higher.

4. You limit your self to buying in that store alone, where with a Visa, Master Card or Discover Card , you can use the card almost anywhere.

In my opion you should never charge more than you can pay off within one week. Keeping your balance at zero to $10 insures you keep your scores as high as possible.

We have taken the time to help you find cards that will benefit you on our web site at http://hope4usa.com/credit-cards/.

Everyday at HOPE we help our clients make wise decisions about their credit. If you would like to know more please call us at 704-503-3669. we are waiting on your call.