Temporary Mailing Address: -HOPE USA. Inc. – 10800 Sikes Place
- Suite 110 – Charlotte, NC – 28277-

Call Now! 704-499-9696

Experienced. Reliable. Trusted.

How It Works:

So, exactly how does the HOPE Program work? It’s simple. It all starts with a quick, easy, inexpensive consultation to determine if you think the HOPE Program is right for you. We will meet with you, analyze your credit report, and present you with a customized plan to turn your credit situation completely around. (The consultation fee is just $30 for an individual or $40 for a couple.)

If you do not live in the Charlotte area or if it is inconvenient for you to come in for an appointment, we can arrange this same consultation via telephone. HOPE has helped people all over the United States. Just call 704-499-9696 to schedule your personal credit consultation today!

Why Choose HOPE?

There are so many choices out there you may be confused. Should you join a credit repair program, a consumer counseling program, or a credit education program? In truth, a credit education program like the HOPE Program is the only way to go!

Why?

Credit repair programs are incomplete and, while they may help improve your credit report somewhat, they almost never help you achieve a completely healthy credit status. Members of the HOPE Program have access to these same challenge techniques used by many of these credit repair companies as a free membership benefit.

Credit counseling programs can often be even worse than credit repair programs. These companies negotiate lower payments for your bills and can often reduce or even stop the interest on these accounts. So, why is that bad? Credit counseling can be bad for your credit because your creditors will usually put a note on your credit report that these accounts are being handled by a consumer/credit counseling agency. This tells future lenders that you cannot pay your bills on your own and immediately red-flags your file. Nothing HOPE does for you will ever put a negative notation on your credit report. HOPE also has debt negotiators that can help you save money by often settling your outstanding bills for much lower than you owe. We have saved our clients up to as much as 70% on their outstanding collection accounts!