-Temporary Address: HOPE USA. Inc. - 10800 Sikes Place - Suite 110 - Charlotte, NC - 28277-

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Call Now! 704-499-9696

There is an Answer...

 

Many of our clients come to us discouraged and hopeless.
Trying to fix your own past financial problems can be difficult. Many credit repair programs are scams and even the legitimate ones take a long time and can make your credit worse before it gets better. Our program is designed to educate and empower you to take control of your financial future!

Fast Results...

 

Many of our clients are ready to buy a home within a few months. We have an extensive network of real estate professionals, lenders, and investors who can help you find the home of your dreams!

Ron Lambright

Director

 Ron Lambright

Tag-Archive for ◊ bad credit ◊

Author: Ron
• Monday, November 23rd, 2009

The first key to healthy credit

When: Tuesday, December 1st at 7:00 pm
Where: HOPE Operations Center, 3578 Centre Circle, Fort Mill, SC 29715
Cost: $10 Registration at Door, $5 Pre-paid Registration ( visit http://hope4usa.com/join-hope-now/), Free for HOPE Members

Space is limited!  Please visit http://hope4usa.com/credit-seminar-rsvp/ to reserve your seat today.

You don’t want to miss this truly life changing seminar sponsored by the HOPE Program. The first step in obtaining and maintaining a healthy credit report is to have a good, strong budgeting plan. In this seminar our caring staff will give you all of the tools you need to establish your very own, easy to use budget.

The average American does not have a working budget plan. As a result, the average American household has over $12,000 in credit card debt. This is caused by spending money we do not have. An unbalanced budget often leads to late or missed payments and ultimately, a poor credit rating.

We hope that you will join us as the HOPE staff shares with you the secrets to a financially sound future. There is an answer and the HOPE Program can help. See you soon!

Directions:

From Charlotte:

Take I 77 South to Exit 90 (Carowinds Blvd.)
Turn Left at the end of the ramp
At the first light turn left onto Springhill Farm Rd.
Drive 0.4 miles and turn left onto Centre Circle (Carolinas Point)
Drive 0.2 miles and 3578 will be on your right

From Rock Hill:

Take I 77 South to Exit 90 (Carowinds Blvd.)
At the end of the ramp go straight across to Springhill Farm rd.
Drive 0.4 miles and turn left onto Centre Circle (Carolinas Point)
Drive 0.2 miles and 3578 will be on your right

If you get lost call 704-499-9696.

Author: Ron
• Wednesday, September 09th, 2009

expansionWe are excited to announce the opening of our new Fort Mill Operations Center at 3578 Centre Circle, Fort Mill, SC 29715. We are conveniently located right off Interstate 77 in the Carowinds area.

Please continue to mail all correspondence to 10800 Sikes Place, Suite 110, Charlotte, NC 28277.

We are always seeking ways to serve you better.  Please feel free to email us if there is anything we can do to assist you.  You may reach us via telephone  at 704-499-9696 or email us at by clicking here:  http://hope4usa.com/contact-us-2/

Directions:

From Charlotte:

Take I 77 South to Exit 90 (Carowinds Blvd.)
Turn Left at the end of the ramp
At the first light turn left onto Springhill Farm Rd.
Drive 0.4 miles and turn left onto Centre Circle (Carolinas Point)
Drive 0.2 miles and 3578 will be on your right

From Rock Hill:

Take I 77 South to Exit 90 (Carowinds Blvd.)
At the end of the ramp go straight across to Springhill Farm rd.
Drive 0.4 miles and turn left onto Centre Circle (Carolinas Point)
Drive 0.2 miles and 3578 will be on your right

If you get lost call 704-499-9696

Author: Ron
• Monday, March 23rd, 2009

credit-scores3How to improve my credit scores?

Credit is, by far, the number one topic of the questions we receive. And lots of those questions have to do with repairing bad credit.

Here’s the bottom line, pure and simple: no matter what anyone promises you, there is no “instant fix” to repair damaged credit.

BUT, there ARE plenty of things you can do to improve your credit. You can start making an impact right away.

There are simple, real-life steps you can take to improve your credit standing. Don’t waste any more time fretting about your score – take action today and, before you know it, those dings and dents in your credit report will be a thing of the past!

For eight years HOPE has helped our clients learn the steps to a healthy credit report. We would like to teach you these principals as well. There are certain things that will cause your scores to rise significantly in a relatively short period of time.  If you would like to know more, please call us at 704-503-3669. We are waiting on your call.

Author: Ron
• Monday, February 23rd, 2009

Did you know that often it’s possible to settle out your debt for less than you actually owe? That’s right, many of your creditors may be willing to accept less than the balance owed to satisfy a past due account. This can equal big savings for you.

It is highly recommended that you use a professional debt negotiation service, like the HOPE Program, to ensure that you receive the best settlement available. People often think that it will be cheaper to pay off the negative accounts on their credit by themselves. However, the average consumer pays much more to settle an account alone than they would pay if they had professional debt negotiators working on their behalf. Members of the HOPE Program typically save far more money through the debt settlements arranged by HOPE than they pay in HOPE membership fees. That means that it is actually cheaper for them to have HOPE Program negotiators settle their collection accounts for them than it would be for them to settle the accounts on their own.

Here is an example of the savings reached for a HOPE client this very afternoon:

Type of Account: Credit Card
Amount Owed: $5,425.62
Settlement Amount (Negotiated by HOPE): $1,050
Total Savings: $4,374.62

This HOPE client saved 80% off his debt! The client can now use the additional funds, that he would have paid to his credit card company, to settle out additional collection accounts. HOPE will be there to help him complete this process as quickly and as inexpensively as possible.

If you need help with your past debt, give us a call today at 704-503-3669. Our caring staff is standing by to assist you with your credit needs!