Have you ever thought about what you would do if you were a victim of identity fraud? We live in a day where our information becomes available to scam artists who are looking to harm you. With the wonderful invention of the internet comes the ability for someone to get our personal information and use it to damage our credit standing. You must be very careful with whom you share your personal information.

We had a young lady come to our program who had never pulled her credit report. She was ready to buy her first home and wanted to know how her credit looked. When we looked at her report there were seventeen accounts that did not belong to her. She was 25 years old and a woman who was 70 had stolen her social security information and opened many accounts fraudulently, using our clients social security number.

HOPE was able to help her get all of these removed from her credit report but not until we filed fraud reports, police reports, signature affidavits on each of these accounts and made many phone calls. In the end HOPE was able to help her establish healthy new credit and she was able to purchase the home of her dreams.